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Why Choose a Funeral Plan?

Organising and paying for your funeral in advance not only means your wishes will be fulfilled but that your family will avoid unnecessary financial and emotional stress when you pass.

 
 
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The financial benefits

Pre-planning allows you to fix the cost of your funeral in today’s prices, protecting your family from future costs, setting a cap on the price of your funeral and maximising your pension entitlements.

 
 

The fee structure

We offer flexible payment terms to fit your situation. Once paid, your funds are independently held under strict regulation until your wishes are fulfilled, or transferred if you decide to use another funeral director. 

 
 
 

Funeral plans vs. funeral insurance


PREMIUMS


PRE-PAID FUNERALS 

Provides for the full funeral costs
regardless of the date of death
 


FUNERAL INSURANCE

More expensive for older people
and premiums can often exceed
the benefit due

 

INFLATION


PRE-PAID FUNERALS 

Locks in the cost of the funeral at today’s prices


FUNERAL INSURANCE

You must select the sum insured which may or may not be sufficient to cover future funeral costs


CHOICE


PRE-PAID FUNERALS 

You can choose the type of funeral
you want


FUNERAL INSURANCE

Your family will still have to handle all the funeral arrangements


PAYMENT


PRE-PAID FUNERALS 

Flexible weekly payment options – pay up front or by installments


FUNERAL INSURANCE

No benefits received if payment of premiums cease or are not up to date


BENEFITS


PRE-PAID FUNERALS 

Exempt from Centrelink assets test and deeming rules. May help qualify for age pension or part pension


FUNERAL INSURANCE

Does not affect pension or social security benefits