Why Choose a Funeral Plan?
Organising and paying for your funeral in advance not only means your wishes will be fulfilled but that your family will avoid unnecessary financial and emotional stress when you pass.
The financial benefits
Pre-planning allows you to fix the cost of your funeral in today’s prices, protecting your family from future costs, setting a cap on the price of your funeral and maximising your pension entitlements.
The fee structure
We offer flexible payment terms to fit your situation. Once paid, your funds are independently held under strict regulation until your wishes are fulfilled, or transferred if you decide to use another funeral director.
Funeral plans vs. funeral insurance
Provides for the full funeral costs
regardless of the date of death
More expensive for older people
and premiums can often exceed
the benefit due
Locks in the cost of the funeral at today’s prices
You must select the sum insured which may or may not be sufficient to cover future funeral costs
You can choose the type of funeral
Your family will still have to handle all the funeral arrangements
Flexible weekly payment options – pay up front or by installments
No benefits received if payment of premiums cease or are not up to date
Exempt from Centrelink assets test and deeming rules. May help qualify for age pension or part pension
Does not affect pension or social security benefits